Merchant acquirers play a critical role in the cards and payments model. As intermediary between the merchant and the card issuer, they are central to card and payments acceptance. Merchant acquirers primarily provide payment technology solutions to merchants. With the explosion of Card Not Present (CNP) transactions on the back of strong internet penetration, the rise of e-commerce and mobile commerce and alternative payment types, payment solutions and their fee structures have had to adapt.
This course provides a high-level overview of merchant services.
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